Today, banks are conducting attractive marketing campaigns for issuing credit cards.
Someone may naively assume that banks will offer cards to all those who apply. However, in reality everything is not so simple. The truth is that even if you receive personalised offers on credit cards, you will still have to undergo a series of tedious checks and procedures when you actually receive the card.
To protect themselves from financial losses, banking structures use such methods of screening out unreliable customers, such as limiting the registration bonus, general credit card restrictions (in case the client has already had a large number of cards), the requirement to confirm the availability of income, the introduction of more stringent rules of use credit cards and much more.