The recent hype surrounding the launch of Facebook’s own, new digital currency and payment service (the Libra) has obviously been the talking point for many weeks; with financial experts generally predicting the likely profits based on the investments and projections.

Now the voices of concern are speaking out, mainly among regulators that if used by a majority of Facebook’s multi-million user database, the new currency could disrupt traditional financial services, and even have a knock-on effect to central banks.